Insurance Requirements for Vendors

Certificate of Insurance must be received by August 1 each year of the fair.

Concessionaire shall at all times while participating at Hopkinton State Fair, at its own cost and expense, carry such insurance as will fully protect both the Concessionaire and the Fair from any and all claims of whatsoever kind and nature for the damage to property or for personal injury, including death, made by anyone whomsoever, that may arise from operations carried on under this agreement, either by the Concessionaire or by any subcontractor, or by anyone directly or indirectly employed by either of them.

Concessionaire expressly agrees to provide GENERAL LIABILITY INSURANCE with an insurance company or companies authorized to do business in New Hampshire having coverage of at least One Million Dollars ($1,000,000 Each Occurrence Limit/$2,000,000 General Aggregate). Concessionaire also agrees to provide PERSONAL/COMMERCIAL AUTOMOBILE (Owned/Non-owned and Hired) coverage at limits of $1,000,000 Each Accident, Combined Single Limit for Bodily Injury and Property Damage. The Concessionaire shall furnish to the Association a certificate of such insurance certifying that such insurance is in full force and effect from the time the Concessionaire enters the grounds until departure. Such insurance shall name the Association as an additional insured and such certificates shall provide a 30-day Notice of Cancellation or Material Change to the Association, except for 10 days’ notice for non-payment of premium. Concessionaire’s Insurance Carrier shall carry a Best’s Rating of at least A, and with a minimum Financial Rating of Class VII.

Concessionaire shall procure at its own cost and expense, WORKERS’ COMPENSATION INSURANCE covering such of its employees as are required to be covered by the provisions of New Hampshire Statute, Chapter 281-A. Concessionaire shall furnish to the Association a certificate of such insurance certifying that insurance is in full force and effect.

It is the intent of parties that any policies purchased by the Concessionaire shall be primary with regards to liability insurance carried by the Association, whose policy shall always be excess. Each policy shall contain an endorsement waiving all rights of subrogation against the Association.

Failure of the Concessionaire to provide the certificates referenced above, or failure of the Association to specifically request such certificates, shall in NO WAY limit or release the Concessionaire of its obligations or liabilities under this Agreement.

Verbiage for Certificate

Certificate Holder / Additional Insured
Hopkinton State Fair and it’s Directors, Employees and Agents
392 Kearsage Ave
P.O. Box 700
Contoocook, NH 03229

Need Liability Insurance?

If you need liability coverage you may choose to purchase insurance from the DHC Insurance, LLC. This company is able to provide you a policy that meets the fair’s liability insurance requirements (auto or workers compensation is not available from DCH Insurance LLC).

DHC Insurance, LLC has provided a link for you to easily purchase coverage.
Hopkinton State Fair has absolutely no affiliation and receives no financial benefit from DHC Insurance, LLC.

Questions about purchasing this coverage please call….

Byron Capper
DHC Insurance, LLC.
13100 Shire Lane
Fort Myers, FL. 33912
Phone: (630) 393-5662